Medicare & Medicaid Many individuals qualify for both Medicare and their state Medicaid program to provide coverage for their healthcare needs. Having a solid understanding of these programs can lead to better access to care, better health outcomes, and less confusion. Medicare Savings Program The portion of the state Medicaid program that provides financial assistance […]
Choosing between Original Medicare or a Medicare Advantage plan can be confusing for many. Both options provide different opportunities to enroll, coverage, provider choices, billing processes, prescription coverage and extras. It’s important to understand how each program operates so you can make an informed decision.
MEDICARE + EMPLOYER-BASED COVERAGE WHAT IS THE DIFFERENCE BETWEEN PRIMARY AND SECONDARY COVERAGE? When you have Medicare and another type of insurance, Medicare will either pay primary or secondary for your medical costs. Primary insurance pays first for your medical bills. Secondary insurance pays after your primary insurance. Usually, secondary insurance pays some or all […]
PREMIUM-RELATED APPEALS WHAT IS THE PART B LATE ENROLLMENT PENALTY (LEP) AND HOW CAN I APPEAL IT? For each 12-month period you delay enrollment in Medicare Part B, you will have to pay a 10% Part B premium penalty, unless you have insurance based on your or your spouse’s current work (job-based insurance) or are […]
Medicare Minute® What’s new in 2020?