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How to Navigate the Part D Coverage Gap

The Part D coverage gap – or “donut hole” – is a payment stage with Medicare prescription drug plans and a big budget concern for many people. It’s a period of time when the main cost burden for prescription drugs shifts from the plan to the plan member. It might help to think of the […]

Look for a new Medicare Advantage or prescription drug plan, the Medicare Star Rating can narrow your search.

While searching the Medicareful Plan Finder tool for a Medicare Part C or D plan, you may have seen stars. This is the Medicare Star Rating system, which was designed to help enrollees be certain of the quality of a Medicare Advantage or Part D plan. Each fall, the Centers for Medicare & Medicaid Services […]

Is Coffee Really Healthy for You?

The average American drinks two cups of coffee per day, increasing the older we get. In fact, in 2011, it’s estimated Americans consumed 400 million cups of coffee per day. That’s a LOT of coffee. This has led many to ask a very important question. Is coffee healthy for you? For a drink so prevalent […]

Medicare ‘Doughnut Hole’ Will Close in 2019

Drug companies will pay more to lower some Part D costs by Dena Bunis, AARP, February 9, 2018 Medicare beneficiaries with high annual prescription drug costs will get some relief a year earlier than expected as a result of the budget deal President Trump signed early Friday. Part D beneficiaries who have high prescription drug […]

Early Diagnosis and Treatment of Arthritis

A form of joint disorder, arthritis causes inflammation and stiffness in the joints. In this condition a person experiences pain and swelling in the joints. It can affect people of all ages, sexes and races; however, arthritis is most common among women. Today, arthritis is a major cause of disability in the United States. More […]

Different Ways to Save Money on Prescription Meds

Prescription drugs can be expensive, even if you have a Medicare plan. Fortunately, there are a few ways you can pay less for your medications. Americans spend a lot on prescription drugs. In fact, they spent $323.2 million on them in 2015. Drug prices continue to rise, with one study finding they doubled between 2006 […]

What You Need to Know About New Medicare Cards

New Medicare cards are coming in April 2018 and your clients are bound to have questions. Even though change can be scary, we think your clients will actually prefer their new Medicare cards. As with any transition in life, there’s going to be some confusion as well as some questions. Below are some potential things […]

2017’s Top Gifts for Your Grandkids

The holidays are here, and that means shopping for presents. Every year, there are a few gifts that are must-haves for grandkids, but knowing what they are can be a struggle. Every kid is different, but there are certainly a few themes that can give you a good sense of what to get. For example… […]

Do I Have to Renew My Medicare Plan during Open Enrollment?

Unless you take action to change it during Medicare Open Enrollment (Oct. 15 – Dec. 7), your current Medicare coverage will renew for the following year. But are you sure you want it to? Automatic renewal helps ensure that you will have continuing coverage. It works the same whether you have Original Medicare (Parts A […]

CMS Introduces New, Secure Medicare Card Design

CMS will release a new Medicare card in the coming months. Anyone familiar with the dangers of identity theft will understand why. On September 14, the Centers for Medicare & Medicaid Services (CMS) announced they’ll release a newly designed Medicare card. The agency will begin mailing out the new cards in April 2018, with the […]